LifeLock Review
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It’s rather likely that everybody will experience some kind of identity theft in their lives. LifeLock, as well as other identity theft protection services, might make it easier to notice the early warning signs on the identity assault and, if the worst occurs, they provide assistance in securing your identity. Although the Federal Trade Commission fined the company for deceptive claims about LifeLock services, the company claims they have corrected these past practices. We have reviewed this service to help you make decision whether it’s something you should consider buying.
LifeLock offers three plans: Standard, Advantage and Ultimate Plus. It doesn’t offer a free trial period and you need to enter a credit card when creating a new account. In case you want to add additional family members to your account, LifeLock doesn’t offer family packages, so you’ll need to pay full price for each family member. For that reason, if you are looking for a family identity protection, LifeLock might not be the best value for money. If, however, you are the only one to be protected, it’s a deal breaker. Standard plan costs $109.89, Advantage plan $219.89, while you’ll need to pay $329.89 annually for the LifeLock Ultimate Plus plan.
What are the most important features of LifeLock. Of course, each plan includes identity theft recovery, checks Internet to see if any of your information is for sale and offers 24-hour support. Advantage and Ultimate Plus plans add bank accounts and data breach alerts, credit report monitoring, as well as public records scanning. LifeLock Ultimate Plus tier offers additional financial alerts, online monitoring, as well as all 3 credit reports and sex offender reports.
In case you become a victim of identity theft as a LifeLock member, the company promises to spend up to $1 mill to hire investigators, lawyers, consultants and exerts to help you recovery. The same as other similar services, LifeLock requires limited power of attorney if your identity becomes compromised.
If you have enrolled in any online service with a monthly fee (yes, LifeLock is paid on a monthly basis), you’ll have no trouble signing up for LifeLock. You need to enter your contact and credit card info, as well as billing address. While some other identity protection might give you a headache while you try to create an account, LifeLock will collect all the necessary date with little fuss. Several features take up to 24h to switch on, so you’ll have the wait one day to see how this service really works. Once it’s ready, the wizard will introduce you to all the features of the LifeLock website. You can enter up to 5 bank accounts, 5 credit cards, 2 addresses, 2 phone numbers, two e-mail addresses and up to one maiden name for your mother. If it’s not enough for you, you should look for some other service that is more flexible in the quantity of info protected.
LifeLock uses a clean and practical design for its website. Although I don’t think it has to be more beautiful (that’s not the point, is it?), it should, however, present critical info better than it does at the moment. Nevertheless, if it detects anything untoward, LifeLock would give you a call. In case you prefer texting, opt for receiving text-message alerts, but keep in mind that text messages may be costly, depending on your wireless plan, while alert calls don’t cost a thing.